Credit Cards

Now 0% credit cards becomes one of the major things in our life. Banks are working hard to giving off 0% credit cards with free membership fee. Last week, my dad just received 1 credit card without any application. You can see it is a war now between banks, which Credit Card is actually the best for Customer?

Some 0% credit cards, they offer 0% balance transfer. Are they really 0% without any charges? They are just evil?? Wanted you to spend more, and charge little from it as processing fee?

Which card will you choose if you wish to get one? Visa, MasterCard, American Express? For kids, I think is better for them to use CashCard because they can only use when there is amount of money inside. For me I will like to choose Visa, from Citibank perhaps?

Here are some recommendation, use your credit card when you’re afford to pay off each month, or else don’t use, your debts will just accumulate.